Globe Life / American Income Life

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Register today to hear about our no cost benefits we offer to our community.

This is the AIL Plus Discount card. It can give you up to 85% off of your health services such as eyecare, dental, chiropractic, and even prescriptions! It is not insurance, but rather a supplement, and it is absolutely free. To sign up, just click. the link below:

The Child Safe App is another no cost benefit we offer to the community. It is endorsed by the International Policemen's Union and the National Teachers union. I safely keeps an update profile on your children should they should go missing, the police can immediately issue an Amber Alert. To sign up, just click below:

Globe Life / American Income is the nation's LARGEST insurer. We insure over 40 thousand unions including UPS, The Teamsters, United Steel Workers and so much more. We also insure the Dallas Cowboys, The Atlanta Braves, The Texas Rangers, and the LA Lakers!

If you would like a no obligation free quote on Life insurance Click below:

Hello Friends and Family,

So since I have retired, I find myself with more time on my hands and less money. I went back to school so to speak over the Summer and got my Insurance License. I am now selling through Globe Life / American Income. We are the biggest insurer in the entire Nation.

When I went into this, I knew nothing about Life insurance at all and thought I had all my bases covered because I had insurance through the state. Boy was I wrong.

What I learned and what A LOT of people don’t understand is the difference in Term Insurance and Whole Life. Whole life insurance you will never outlive unless you live to over 120. Term insurance, while good for short periods of time, is cheaper, however, when the term is up, you have to get a new policy or renew at a higher rate. When you get the new or renewed policy, you are older, and you possibly have experienced health issues that may make you uninsurable, or make your rates skyrocket. Term is great for accidental coverage or mortgage payoffs should you pass away.

Whole Life will last until you pass, or you stop paying. The rate is locked in the day you apply, and can never increase. Whole Life is a way to make sure your loved ones are covered and taken care of when you are not there to do so yourself.

IF you only have life insurance through your work, you have term insurance. Workplaces do not pay for whole life. If you quit work, are laid off or retire, your coverage does not go with you unless you buy it at a higher rate.

If you only have work insurance, I urge you to look into getting yourself a whole life policy, if nothing else just to cover your final expenses so that on top of mourning, your family is not left in a financial situation trying to carry out your final wishes. (Statistically in the state of NC, cremation will run anywhere from 5k to 10k. Earth burial starts at about 15k. The 15k gets you the economy package. A cardboard casket, and plastic vault.)

If you have young children / grandchildren, we can set them up with a whole life policy locked in at a super low rate, that they can keep forever. (Child policies are often between $10 and $20 for $25,000 coverage! I wish I could get that rate!)

If you would like for me to give you a free quote, I would be happy to. I can also give you some no cost benefits such as our AIL Plus Discount card that gives you up to 85% off your health services, even if you have health insurance, A Child Safe App that lets you keep vital info on your children, grandchildren or even the elderly that you can easily transfer to the authorities should they go missing, an offer you a no cost $2000 Accidental Death and Dismemberment certificate just for sitting through an appointment with me.

Please reach out to me if I can help, or if you know someone who would be interested.

Thanks,

Joe

Contact me anytime for more information:

Thomas (Joe) Stewart

704-880-7118

tstewart@hawthorneorganization.com